{"id":13142,"date":"2026-10-16T11:03:26","date_gmt":"2026-10-16T08:03:26","guid":{"rendered":"https:\/\/mfc.md\/ilk-ev\/"},"modified":"2026-10-16T11:19:43","modified_gmt":"2026-10-16T08:19:43","slug":"ilk-ev","status":"publish","type":"post","link":"https:\/\/mfc.md\/ro\/ilk-ev\/","title":{"rendered":"\u0130LK EV \u2014 250 de mii de lei pentru cump\u0103rarea primei locuin\u021be \u00een G\u0103g\u0103uzia"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>500 de familii au primit ajutor financiar. Peste 50 de milioane de lei au fost achitate din bugetul G\u0103g\u0103uziei. \u0218i toate acestea \u00een doar opt ani!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Multe familii tinere viseaz\u0103 s\u0103 aib\u0103 casa sau apartamentul lor. Dar pre\u021burile la imobile cresc, nu-i deloc u\u0219or s\u0103 str\u00e2ngi suma necesar\u0103, iar un credit ipotecar \u00eenseamn\u0103 ani mul\u021bi de pl\u0103\u021bi lunare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se pare c\u0103 \u00een G\u0103g\u0103uzia exist\u0103 deja de opt ani un program care ajut\u0103 familiile tinere s\u0103 fac\u0103 fa\u021b\u0103 acestei poveri financiare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i despre acest program ar trebui s\u0103 \u0219tie fiecare care se g\u00e2nde\u0219te s\u0103-\u0219i cumpere prima locuin\u021b\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ce este \u0130LK EV?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen anul 2018, Adunarea Popular\u0103 a G\u0103g\u0103uziei a adoptat o lege local\u0103 pentru sus\u021binerea familiilor tinere la cump\u0103rarea unei locuin\u021be.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A\u0219a a ap\u0103rut programul regional <strong>\u0130LK EV (\u201ePrima cas\u0103\u201d)<\/strong>, care completeaz\u0103 programul ipotecar de stat Prima Cas\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ideea a fost simpl\u0103: s\u0103-i ajute pe tineri s\u0103-\u0219i cumpere propria locuin\u021b\u0103, ca s\u0103 r\u0103m\u00e2n\u0103 s\u0103 tr\u0103iasc\u0103 \u0219i s\u0103 munceasc\u0103 \u00een G\u0103g\u0103uzia, s\u0103-\u0219i \u00eentemeieze familii, s\u0103-\u0219i creasc\u0103 copiii aici \u0219i s\u0103 nu fie nevoi\u021bi s\u0103 plece peste hotare \u00een c\u0103utarea unei vie\u021bi mai bune.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i nu este vorba despre \u00eenc\u0103 un credit pe care trebuie s\u0103-l \u00eentorci, ci despre un ajutor financiar nerambursabil din bugetul G\u0103g\u0103uziei.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cum po\u021bi primi p\u00e2n\u0103 la 250 de mii de lei?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Imagina\u021bi-v\u0103 o familie t\u00e2n\u0103r\u0103 obi\u0219nuit\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So\u021bul \u0219i so\u021bia lucreaz\u0103 \u0219i au hot\u0103r\u00e2t s\u0103 cumpere un apartament de un milion de lei. Nu au destule economii, a\u0219a c\u0103 iau un credit ipotecar prin programul de stat Prima Cas\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Credit pe 20\u201330 de ani. \u00cen fiecare lun\u0103 trebuie s\u0103 achite b\u0103ncii aproximativ 7\u20139 mii de lei, \u00een func\u021bie de condi\u021biile creditului.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i asta ani la r\u00e2nd!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dar dac\u0103 familia \u00eendepline\u0219te condi\u021biile programului regional \u0130LK EV, poate primi <strong>p\u00e2n\u0103 la 250 de mii de lei ajutor financiar pe parcursul a trei ani<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ace\u0219ti bani sunt folosi\u021bi pentru achitarea unei p\u0103r\u021bi din creditul ipotecar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Astfel, se mic\u0219oreaz\u0103 datoria principal\u0103 fa\u021b\u0103 de banc\u0103 \u0219i, odat\u0103 cu ea, pot fi reduse \u0219i pl\u0103\u021bile lunare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mai exist\u0103 \u0219i o alt\u0103 posibilitate \u2014 s\u0103 p\u0103strezi aceea\u0219i plat\u0103 lunar\u0103, dar s\u0103 termini de achitat creditul mai repede.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desigur, totul depinde de condi\u021biile creditului \u0219i de modul \u00een care banca permite rambursarea anticipat\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dar s\u0103 fim de acord, 250 de mii de lei sunt bani serio\u0219i pentru o familie t\u00e2n\u0103r\u0103!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mai ales c\u00e2nd apar copiii \u0219i fiecare mie de lei conteaz\u0103 \u00een bugetul familiei.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cine poate primi acest ajutor?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Programul este destinat tinerilor care \u00ee\u0219i cump\u0103r\u0103 prima locuin\u021b\u0103 pe teritoriul G\u0103g\u0103uziei prin programul de stat Prima Cas\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exist\u0103 \u00eens\u0103 anumite condi\u021bii legate de v\u00e2rst\u0103, situa\u021bia familial\u0103, locul de munc\u0103 \u0219i alte \u00eemprejur\u0103ri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Una dintre condi\u021biile importante este ca beneficiarul ajutorului s\u0103 lucreze pe teritoriul G\u0103g\u0103uziei \u0219i s\u0103 respecte obliga\u021biile prev\u0103zute de program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De aceea, \u00eenainte de a lua un credit ipotecar, este bine s\u0103 afla\u021bi din timp dac\u0103 familia dumneavoastr\u0103 \u00eendepline\u0219te condi\u021biile pentru acest sprijin regional.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ce s-a reu\u0219it \u00een opt ani?<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-9-16 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u0130LK EV \u2014 250 \u0442\u044b\u0441\u044f\u0447 \u043b\u0435\u0439 \u043d\u0430 \u043f\u043e\u043a\u0443\u043f\u043a\u0443 \u043f\u0435\u0440\u0432\u043e\u0433\u043e \u0436\u0438\u043b\u044c\u044f \u0432 \u0413\u0430\u0433\u0430\u0443\u0437\u0438\u0438. 500 \u0441\u0435\u043c\u0435\u0439 \u043f\u043e\u043b\u0443\u0447\u0438\u043b\u0438 \u043f\u043e\u043c\u043e\u0449\u044c.\" width=\"563\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/v-duNf3RiIo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Potrivit informa\u021biilor prezentate de un deputat al Adun\u0103rii Populare a G\u0103g\u0103uziei, de la \u00eenceputul programului:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aproximativ 500 de familii<\/strong> au primit sprijin financiar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Peste 50 de milioane de lei<\/strong> au fost achitate din bugetul G\u0103g\u0103uziei.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen spatele fiec\u0103rei pl\u0103\u021bi se afl\u0103 o familie concret\u0103, un apartament sau o cas\u0103, un credit ipotecar \u0219i posibilitatea de a-\u0219i reduce cheltuielile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programul continu\u0103 s\u0103 func\u021bioneze. Numai \u00een anul 2025, ajutorul a fost aprobat pentru \u00eenc\u0103 57 de familii.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i nu este o ac\u021biune de o singur\u0103 dat\u0103, ci un mecanism de sprijin care func\u021bioneaz\u0103 deja de mul\u021bi ani.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dar cel mai important \u2014 pentru ce toate acestea?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Putem discuta mult despre milioanele de lei alocate din buget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dar, de la bun \u00eenceput, nu era vorba doar despre bani.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tinerii pleac\u0103 peste hotare din diferite motive. Unii caut\u0103 de lucru, al\u021bii salarii mai mari, iar al\u021bii pur \u0219i simplu nu v\u0103d posibilitatea de a-\u0219i cump\u0103ra propria locuin\u021b\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tocmai de aceea, \u00een G\u0103g\u0103uzia s-a hot\u0103r\u00e2t s\u0103 fie sprijini\u021bi suplimentar cei care vor s\u0103-\u0219i construiasc\u0103 via\u021ba aici.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desigur, faptul c\u0103 o familie \u0219i-a cump\u0103rat un apartament nu \u00eenseamn\u0103 c\u0103 nu va pleca niciodat\u0103 peste hotare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dar c\u00e2nd o familie t\u00e2n\u0103r\u0103 are locuin\u021ba ei, un loc de munc\u0103 \u0219i posibilitatea s\u0103 achite mai pu\u021bin pentru credit, apare \u00eenc\u0103 un motiv s\u0103 r\u0103m\u00e2n\u0103 acas\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i sute de familii au profitat deja de aceast\u0103 posibilitate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dar dumneavoastr\u0103 \u0219tia\u021bi despre acest program?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poate c\u0103 printre cititorii no\u0219tri sunt persoane care au primit deja ajutor prin programul \u0130LK EV.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iar al\u021bii abia se preg\u0103tesc s\u0103 cumpere o cas\u0103 sau un apartament \u0219i afl\u0103 pentru prima dat\u0103 c\u0103 \u00een G\u0103g\u0103uzia exist\u0103 un asemenea sprijin financiar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Povesti\u021bi-ne, a\u021bi beneficiat de acest program? C\u00e2t de complicat a fost s\u0103 preg\u0103ti\u021bi actele \u0219i s\u0103 primi\u021bi banii?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i \u00eentrebarea principal\u0103: cum considera\u021bi, programul \u0130LK EV ajut\u0103 \u00eentr-adev\u0103r familiile tinere s\u0103 r\u0103m\u00e2n\u0103 s\u0103 tr\u0103iasc\u0103 \u0219i s\u0103 munceasc\u0103 \u00een G\u0103g\u0103uzia?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Experien\u021ba \u0219i p\u0103rerea dumneavoastr\u0103 pot fi de folos altor familii care abia se preg\u0103tesc s\u0103-\u0219i cumpere prima locuin\u021b\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>500 de familii au primit ajutor financiar. Peste 50 de milioane de lei au fost achitate din bugetul G\u0103g\u0103uziei. \u0218i toate acestea \u00een doar opt ani! Multe familii tinere viseaz\u0103 s\u0103 aib\u0103 casa sau apartamentul lor. Dar pre\u021burile la imobile cresc, nu-i deloc u\u0219or s\u0103 str\u00e2ngi suma necesar\u0103, iar un credit ipotecar \u00eenseamn\u0103 ani mul\u021bi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13140,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutati"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.4 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u0130LK EV \u2014 250 de mii de lei pentru cump\u0103rarea primei locuin\u021be \u00een G\u0103g\u0103uzia &#8211; Imobiliare \u00een G\u0103g\u0103uzia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mfc.md\/ro\/ilk-ev\/\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0421\u0435\u0440\u0433\u0435\u0439 \u041c\u0438\u043b\u043a\u0430\u043d\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/\"},\"author\":{\"name\":\"\u0421\u0435\u0440\u0433\u0435\u0439 \u041c\u0438\u043b\u043a\u0430\u043d\",\"@id\":\"https:\\\/\\\/mfc.md\\\/#\\\/schema\\\/person\\\/f70c2cba104b8a5483074a20d5beace1\"},\"headline\":\"\u0130LK EV \u2014 250 de mii de lei pentru cump\u0103rarea primei locuin\u021be \u00een G\u0103g\u0103uzia\",\"datePublished\":\"2026-10-16T08:03:26+00:00\",\"dateModified\":\"2026-10-16T08:19:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/\"},\"wordCount\":966,\"publisher\":{\"@id\":\"https:\\\/\\\/mfc.md\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mfc.md\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/schastlivaya-semya-poluchaet-klyuchi-ot-doma.jpg\",\"articleSection\":[\"Noutati\"],\"inLanguage\":\"ro-RO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/\",\"url\":\"https:\\\/\\\/mfc.md\\\/ro\\\/ilk-ev\\\/\",\"name\":\"\u0130LK EV \u2014 250 de mii de lei pentru cump\u0103rarea primei locuin\u021be \u00een G\u0103g\u0103uzia &#8211; 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